The time saved, stress removed and peace of mind provided when working with an experienced public adjuster is well worth it…
Public adjusters are “insurance adjustment experts who work exclusively for the insured in cases where a fire or other insured peril occurs. Public adjusters are the only category of insurance adjuster who work exclusively for you, the policyholder. The public adjuster helps manage the claim, make sure claim filing requirements are met and helps recover the amount a policyholder deserves under their insurance contract. Unlike the insurance adjuster sent out by the insurance company, the public adjuster works for you.
The three types of “adjusters” are…
- A company adjuster (often referred to as simply the insurance adjuster”) works for the insurance company.
- An independent adjuster also works for insurance companies, not for policyholders. They are simply an independent agent rather than an employee, so an independent adjuster could be working for multiple insurance companies.
- A public adjuster represents the only category of adjuster that works exclusively for policyholders and never for insurance companies. This means there´s no inherent conflict of interest when it comes to advocating on your behalf to the insurance company. Public adjusters will typically contact you after a disaster. It´s important for you to know what to ask so you can distinguish established and trustworthy firms from all the others.
Hire an adjuster at the right time…
Like any situation, it’s always best to get professionals involved as early in the process as possible. But professional help does come with a cost and many policyholders make the decision to handle their claim themselves. Some are successful, but many become bogged down in the process and are never really sure they received the proper settlement amount. With insurance claims, a policyholder should beware they do not agree to or sign anything presented to them by their insurance carrier that they are not totally comfortable with.
How is DTL Global compensated?
Property insurance claims are complicated, and the learning curve is steep. Our service fee, usually based on a percentage of your claim, is minimal in relation to your claim settlement and is offset by the better settlement that our experts are likely to achieve—not to mention the time, hassle, and anxiety our professionals can save you. Our growing references attest to the fact that we stick by our core principles, the first of which is to always look out for our clients best interests.